Insurance Claim Repairs & Restoration in Macomb, Oakland & Wayne Counties, MI

One licensed team for the emergency cleanup, the estimate your adjuster needs and the repairs that put your property back to pre-loss condition.

A fire, flood or storm is stressful enough without a paperwork fight. Since 1993, Select Restoration has worked with Michigan insurance carriers to mitigate the damage, document it properly and rebuild. We hold Michigan contractor license #2102185156, and we answer the phone 24 hours a day from our Fraser shop.

This page explains how an insurance-covered repair works with us, what we document, and what you can do in the first hours to protect your claim.

How Our Insurance Claim Repairs Work

1. Emergency response. We stop further damage first: water extraction, board-up, roof tarping or smoke containment. Reasonable emergency mitigation is typically part of a covered claim.
2. Documentation. We photograph the damage, record moisture readings and note affected materials before anything is removed.
3. Scope and estimate. We write an itemized scope of repairs and estimate so the adjuster can see exactly what the loss involves.
4. Adjuster coordination. We talk with your adjuster, answer questions and meet at the property when needed. We can also work with your mortgage company when the lender must approve payments.
5. Repairs and reconstruction. Once the claim is approved, our crews rebuild drywall, flooring, roofing, siding, cabinets and paint, with the same project manager throughout.
6. Final walk-through. We confirm the work with you before the project is closed out.

What We Document for Your Adjuster

• Date-stamped photos and video of the damage, room by room
• Moisture maps and drying logs for water losses
• Soot and smoke residue notes for fire losses
• Roof, siding and gutter conditions for storm losses
• A contents list when belongings need cleaning, pack-out or storage
• Line-item pricing so the estimate can be compared with the carrier’s

Claims We Handle

We handle insurance repairs after house fires, water damage, flooded basements, burst pipes, sewage backups, hail and wind roof damage, fallen trees and lightning. Commercial property owners can see our commercial restoration services. Once the claim is approved, our reconstruction team handles the rebuild.

Choosing Your Own Contractor

Your insurance company may suggest a contractor, but you generally decide who repairs your property. Select Restoration welcomes all carriers and will work with whichever adjuster is assigned to your claim. If your coverage details are unclear, your agent or carrier is the place to confirm what your policy pays for.

Insurance Claim FAQs

Should I call my insurance company or a restoration company first?

Both, as soon as it is safe. Call us for immediate mitigation so the damage does not grow, and report the loss to your carrier promptly.

Will you work directly with my adjuster?

Yes. We send photos, scopes and estimates and answer the adjuster’s questions so you are not relaying messages.

What if the estimate and the insurance payment differ?

It happens. We explain the differences line by line and can submit supporting documentation for items the carrier missed.

Do you handle the deductible?

The deductible is set by your policy and is your responsibility. We will tell you what to expect before work begins.

Start Your Claim Repairs Today

Call 586-791-3900 or contact us online. Select Restoration, 31435 Utica Road, Fraser, MI 48026.

All of Our Restoration Services

Where We Provide Insurance Claim Repairs

Select Restoration provides insurance claim repairs 24/7 from our shop in Fraser to homes and businesses throughout Macomb County and nearby Oakland and Wayne County cities. Choose your city to see how we serve your area: