Michigan · Fire, Water & Storm

The Michigan Insurance Restoration Process

What to expect after fire, water or storm damage, step by step, so you feel informed and supported.

Call 586-791-3900, 24/7Request Help Online

✓ 30+ years in business, since 1993
✓ IICRC Certified Firm #70014686
✓ Licensed, bonded & insured
✓ 3-year workmanship warranty

We Explain Every Step

Restoration done right takes time. Along with cleaning up and repairing the damage, the work has to be documented, reviewed by your insurance company, sometimes approved by your mortgage company and inspected by the local building department.

Select Restoration believes in communication. We tell you what to expect, when to expect it and why it needs to be done, and we keep you informed of progress the whole way.

Here is what the process usually looks like.

Insurance restoration process explained

Related Services

Insurance Claim Repairs by Select Restoration

How a covered repair works with us.
Deductible Help by Select Restoration

No money up front and $500 off upgrades.
Post-Disaster Reconstruction by Select Restoration

Homes and businesses rebuilt.
Water Damage Restoration by Select Restoration

Water removal, drying and repair.
Fire Damage Restoration by Select Restoration

Board-up, cleanup and rebuild.
Storm Damage Roofers by Select Restoration

Wind and hail roof repair.

Local, family run, since 1993

Why Metro Detroit Homeowners Trust Select Restoration

Letting a company into your home after a fire or flood takes trust. Here is what you can count on from us, and what our customers say about us.

★★★★★
4.7 on Google
From homeowners across Macomb, Oakland and Wayne County

Read our reviewsLeave a review

✓30+ Years Local
Family run since 1993, with our own shop at 31435 Utica Road in Fraser. Not a franchise.
✓IICRC Certified Firm
Certified Firm #70014686, with IICRC-certified technicians.
✓Michigan Licensed
Accredited with the Better Business Bureau.
✓3-Year Warranty
Our repair workmanship is backed in writing for 3 years.
✓EPA Certified
A certified EPA business, so older homes are handled safely.
✓All Insurance Carriers
We work with every insurance company and document the damage for your claim.
✓Open 24/7
Day or night, every day of the year. Call 586-791-3900.

What Happens When You Call

1
A real person answers
Day or night, you talk to our local team in Fraser, not a national call center.
2
We are there fast
A certified technician is usually at your door within about an hour.
3
We stop the damage
Water removal, board-up or tarping starts right away, and we photograph and document everything for your insurance.
4
One team to the finish
Our own crews handle the cleanup and repairs, backed by our 3-year workmanship warranty.

Call 586-791-3900, 24/7

The Restoration Process

1
Stay safe
Account for everyone, call 911 if needed, shut off water if flooding.
2
Call us
We respond 24/7 to stop further damage.
3
Report the loss
Contact your insurance company and start your claim.
4
Document & estimate
We photograph, measure and write a detailed estimate.
5
Repair
Cleanup, drying and rebuild once the work is approved.

Things You Must Do Right Away

  • Make sure all occupants are safe and accounted for.
  • Call the fire department if there is a fire.
  • Turn off the main water supply if the house is flooding.
  • Call 911 if you are in danger or a crime has been committed.
  • Leave the home if it is not safe.

Real Jobs, Real Results

Our own crews, our own photos. Every job gets the same start-to-finish care.

Before: kitchen fire damage by Select Restoration

Before: kitchen fire damage
Before: storm damage by Select Restoration

Before: storm damage
Before: fire damage inside the home by Select Restoration

Before: fire damage inside the home
After: kitchen restored by Select Restoration

After: kitchen restored
After: storm repairs complete by Select Restoration

After: storm repairs complete
After: interior rebuilt by Select Restoration

After: interior rebuilt

Why Choose Select Restoration

  • Since 1993, local and family run
    Bryan Nowicki has owned and run the company since 1993. You deal with a local family business in Fraser, not a franchise or a call center.
  • Michigan license #2102185156
    Licensed Michigan contractor since 2007, bonded and insured. You can verify the license with the State of Michigan.
  • We work with all insurance carriers
    We document the loss with photos, moisture readings and a detailed estimate, and work directly with your adjuster.
  • Cleanup and rebuild from one company
    The same company handles the cleanup and the reconstruction, so there is no handoff between contractors.
  • In-house design center in Fraser
    Pick cabinets, flooring, roofing, siding and finishes in person at our showroom at 31435 Utica Road in Fraser.
  • 3-year workmanship warranty
    Our repair work is backed by a 3-year workmanship warranty.

Insurance & Deductible Help

We work with all insurance carriers. We document the damage with photos, moisture readings and a detailed estimate your insurance company can review, and we keep you updated at every step.

  • No money up front: your deductible is due when the work is done
  • $500 off upgrades through our Deductible Forgiveness Program
  • Financing and payment plans available

See how deductible help works →

Frequently Asked Questions

How long does restoration take?

Water jobs often take one to three weeks. Fire jobs can take months. We give you a schedule up front.

Who pays the contractor?

Payment typically comes from the insurance proceeds plus your deductible, which is due when the job is done.

Will my mortgage company be involved?

If they are named on the check, yes. We provide what they need.

Can you start before the adjuster comes?

Emergency work to prevent further damage can start right away, and we document everything first.

Is Select Restoration near me?

If you are anywhere in Macomb County or the rest of Metro Detroit, yes. We are a local company, not a call center: our shop is at 31435 Utica Road in Fraser, and for the michigan insurance restoration process our crews can usually be at your door within about an hour, 24/7. Call 586-791-3900.

All Our Restoration Services

Not sure where to start?

Call us 24/7 and we will walk you through it.

Call 586-791-3900Contact Us Online

Select Restoration · 31435 Utica Road, Fraser, MI 48026 · Open 24 hours